Flexible Vehicle Finance Options
Finance to support your purchase, with realistic options and the focus kept on finding a reliable vehicle.
Finance That Supports The Vehicle
Clear options for real New Zealand buyers.
Drive Now Motors can discuss finance options for employed customers, self-employed customers, benefit income, first-time buyers and customers with past credit issues.
Approval is subject to lender checks. We keep the process professional, responsible and focused on a suitable vehicle.
Finance Calculators
Quick, indicative estimates to plan with. Numbers are a guide only — fees are added on top, and your final rate and approval are set by the lender.
Estimate your repayments
Set a car price and term to see an indicative repayment.
Estimated weekly repayment
$0excludes fees
- Amount financed
- $15,000
- Total repaid
- $0
- Interest rate
- 15% p.a.
Adjust the interest rate
Your rate depends on several things - your credit history, the vehicle, the loan term and your deposit - and is set by the lender. 15% is a starting example only.
Indicative only and not an offer of finance. Repayments are estimates and exclude fees, which are added on top. Your actual rate, repayments and approval depend on the lender and your circumstances, subject to credit and affordability checks.
How much could I borrow?
Set what you can comfortably pay each week to see an indicative car budget.
You could look at cars around
$0indicative, excludes fees
- Weekly budget
- $80
- Over
- 4 years
- Interest rate
- 15% p.a.
Adjust the interest rate
Your rate depends on several things - your credit history, the vehicle, the loan term and your deposit - and is set by the lender. 15% is a starting example only.
Indicative only and not an offer of finance. The budget shown is an estimate and excludes fees. Your actual rate, borrowing amount and approval depend on the lender and your circumstances, subject to credit and affordability checks.
Finance Resources
Useful pages for customers comparing vehicle finance options.
- Car Finance AucklandCompare realistic finance pathways before choosing a used vehicle.
- Second Chance Vehicle FinanceApplications looked at with context, not written off for one old problem.
- Car Finance on BenefitBenefit income considered alongside affordability and a suitable vehicle.
- Finance for Learners LicencePractical options for learner and restricted licence customers.
- Car Finance with DefaultsDefaults assessed in the context of your current finances.
- Car Finance with No DepositWhen no-deposit finance is possible, and when a deposit helps.
- Used Cars on FinanceAffordable stock with repayments you can assess up front.
- Vehicle Finance NZPlain-English, responsible vehicle finance across New Zealand.
- Car Loans AucklandThe whole picture: price, term, fees, deposit and repayment fit.
- Finance OptionsCompare deposit, no deposit, trade-in and second-chance pathways.
Ready to find your next vehicle?
Talk to Drive Now Motors about quality used vehicles, flexible finance, trade-ins, and nationwide delivery options.